Gott's Gulch - Craig’s Substack

Gott's Gulch - Craig’s Substack

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Build-Your-Own Health Plan
DIY and Stop Feeding the Beast
Jun 14 • 
Craig Gottwals
3

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Build-Your-Own Health Plan
1
California Court Gives a Big Win to Reference-Based Pricing
The Regents of the University of California v. The Chefs’ Warehouse Employee Benefit Plan
Jan 24 • 
Craig Gottwals
4

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
California Court Gives a Big Win to Reference-Based Pricing
2
We're All Paying More Than Double What We Should for Healthcare
How America's Government Programs, Insurers & Hospitals Relentlessly Pilfer Private Plans
May 6, 2023 • 
Craig Gottwals
2

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
We're All Paying More Than Double What We Should for Healthcare
3
Your Fiduciary Duty Doesn’t Include Flaccid Capitulation
A Clear Pricing Methodology Trumps Provider Demands
May 14 • 
Craig Gottwals
3

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Your Fiduciary Duty Doesn’t Include Flaccid Capitulation
1
Confessions from the Belly of the Beast
Champagne, Denial, and Hostages: Inside the Health Insurance Cartel
Apr 5 • 
Craig Gottwals
7

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Confessions from the Belly of the Beast
2
HIPAA Is Dead. Long Live the Data Brokers.
Data Brokers Have Outsmarted HIPAA—and Your Health Plan Is Paying for It
May 12 • 
Craig Gottwals
2

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
HIPAA Is Dead. Long Live the Data Brokers.
The Money Laundering in Medicaid Makes Ozark Look Like Child’s Play
Just over a month ago, The Wall Street Journal published a piece on how Universal Health Services (UHS)—a massive hospital chain controlled by the…
May 27 • 
Craig Gottwals
4

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
The Money Laundering in Medicaid Makes Ozark Look Like Child’s Play
RAND: Employers Pay 254% of Medicare for Hospital Services
How Can Employers Address This?
Jan 8 • 
Craig Gottwals
4

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
RAND: Employers Pay 254% of Medicare for Hospital Services
Second Large Employer Sued under ERISA & CAA for Failure to Manage Employee Benefit Program
Steps for Employers, VPs of HR & CFOs to Avoid This Looming Litigation
Aug 7, 2024 • 
Craig Gottwals
1

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Second Large Employer Sued under ERISA & CAA for Failure to Manage Employee Benefit Program
Legal Analysis of Hospital Pricing Disputes and Reference-Based Pricing Health Plans
The Legal Viability of Reference-Based Pricing (RBP) Plans
Mar 4 • 
Craig Gottwals
4

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Legal Analysis of Hospital Pricing Disputes and Reference-Based Pricing Health Plans
A Program for 2% Now Covers a Third
Medicaid’s Government-Grown Mutation
May 19 • 
Craig Gottwals
3

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
A Program for 2% Now Covers a Third
4
Whale Season
How Hospitals Engineer and Harpoon $800,000 Patients
Apr 21 • 
Craig Gottwals
3

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Gott's Gulch - Craig’s Substack
Gott's Gulch - Craig’s Substack
Whale Season
© 2025 Craig Gottwals
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